Essex County and Gloucester City property record for 45 Middle St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 1900 |
| Square Footage | 3,648 sqft Total Area |
| Lot Size | 3,480 sqft (0.08 acres) |
| Last Sale | $300,000 (2021) |
| Tax Bill | $6,200.00 (2025) |
| Primary APN | GLOU M:0007 B:0070 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 6 Units |
| Building Area | 3,648 sqft Total Area |
| Gross Area | 5,871 sqft Gross Area |
| 1st Floor | 1,462 sqft 1st Floor |
| Basement Area | 1,429 sqft Basement |
| Unfinished Basement | 1,429 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,480 sqft (0.08 acres) |
| Deck Area | Deck Area |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 45 MIDDLE ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5728 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 70 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0007 B:0070 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 MIDDLE ST, GLOUCESTER, MA 01930-5728 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 24, 2025 | Deed, Transfer · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BAN |
| Mar 29, 2021 | Condominium Deed, Transfer · Stand Alone First Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Jan 12, 1988 · Amount on Record |
| Deed Book / Page | 39702 / 337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 24, 2025 |
| Property Address | 45 MIDDLE ST, GLOUCESTER, MA 01930-5728 |
| Document Number | 0042585-99 |
| Book / Page | 42585 / 99 |
| Instrument Date | Feb 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MIDDLE ST, GLOUCESTER, MA 01930-5728 |
| Document Number | 0042585101 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 42585/101 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NEWBURYPORT MA |
| Recording Date | Mar 29, 2021 |
| Property Address | 45 MIDDLE ST, GLOUCESTER, MA 01930-5728 |
| Document Number | 039702-337 |
| Book / Page | 39702 / 337 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 45 MIDDLE ST # 4, 4, NEWBURYPORT, MA 01950-2755 |
| Document Number | 0039702340 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 39702/340 |
| Name | NEWBURYPORT FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,200.00 (+16.85%) | $637,900 (+2.89%) Land $179,200 Building $458,700 | $1,037,970 |
| 2024 | $620,000 Land $170,700 Building $449,300 | ||
| 2020 | $5,306.00 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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