40 Lake Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 40 Lake Rd, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,042 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Trust Names on File
Last Sale	$815,000 (Nov 2020)
Tax Bill	$12,943 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-73-2307`

Property Details

APN / Parcel Number

Primary APN	`52-73-2307`
Alternative APNs	`FRAM M:052 B:73 L:2307 U:000` `F_687201_2943376` `12641`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,117 sqft
Basement Area	1,117 sqft
Unfinished Basement	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12641
Street Address	40 LAKE RD
City	FRAMINGHAM
State	MA
Zip	01701-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	73
Legal Lot Number	2307
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1000
Census Tract	383700

Owner

40 Lake Rd is owner-occupied and held in a trust since August 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2017	Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK
Nov 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Jan 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Jan 3, 2017
Last Transfer Date	Aug 12, 2025
Transfer Doc	084562-532
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 2, 2025
Property Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Document Number	084562-532
Book / Page	84562 / 532
Instrument Date	Aug 12, 2025
Instrument	105256
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68795-308
Date	Jan 23, 2017
Book Page	68795/308
Instrument	12064

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 16, 2020
Property Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Document Number	76179-195
Book / Page	76179 / 195
Instrument Date	Nov 4, 2020
Instrument	214653
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Investor	Possibly a Property Investor

Mortgage

Document Number	214654
Date	Nov 16, 2020
Instrument	214654

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jan 3, 2017
Property Address	40 LAKE RD, FRAMINGHAM, MA 01701-4233
Document Number	68699-193
Book / Page	068699 / 000193
Instrument Date	Dec 30, 2016
Instrument	270
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 LAKE RD FRAMINGHAM MA 01701, FRAMINGHAM, MA 01701

Tax Assessment & Valuation

The 2026 property tax bill for 40 Lake Rd was $12,943, up 3.6% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,943.00 (+3.63%)	$1,094,114 (+4.59%) Land $386,014 Building $707,300	$963,898 (+5.48%)
2025	$12,490.00 (+2.7%)	$1,046,100 (+7.17%) Land $367,800 Building $678,300	$913,805 (+3.92%)
2024	$12,162.00 (+3.51%)	$976,100 (+8.75%) Land $328,400 Building $647,700	$879,320
2023	$11,750.00	$897,600 Land $293,100 Building $604,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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