40 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 40 King St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jul 2008)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-112-027`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-112-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	206 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	342 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40 KING ST
City	OBERLIN
State	OH
Zip	44074-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O V P OBERLIN 70 X 231 S/L 28
Legal Subdivision	O V P OBERLIN
Legal Block	112
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

40 King St is owned and occupied by an individual who acquired it in February 2025.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	40 KING ST, OBERLIN, OH 44074-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Transfer on Death Deed, Transfer
Sep 2, 2021	Transfer on Death Deed, Transfer
Sep 2, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2008 · Amount on File
Deed Sale	Jul 31, 2008 · Amount on File
Deed Document Number	2008263373
Last Transfer Date	Feb 18, 2025
Transfer Doc	0000044058
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 18, 2025
Property Address	40 KING ST, OBERLIN, OH 44074-1321
Document Number	0000079394
Map Reference	VOL 5 PG 30
Instrument Date	Dec 11, 2025
Instrument	2025-0079394
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 KING ST, OBERLIN, OH 44074-1321

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 2, 2021
Property Address	40 KING ST, OBERLIN, OH 44074-1321
Document Number	20210837513
Instrument Date	Aug 31, 2021
Instrument	2021-0837513
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 2, 2021
Property Address	40 KING ST, OBERLIN, OH 44074-1321
Document Number	0000837513
Instrument Date	Aug 31, 2021
Instrument	2021-0837513
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 KING ST, OBERLIN, OH 44074-1321

Tax Assessment & Valuation

The 2025 property tax bill for 40 King St was $3,806 with a homeowner's exemption, down 4.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (-4.16%) Homeowner's exemption	$80,600 (-0.01%) Land $8,090 Building $72,510	$230,300 (-) Land $23,120 Building $207,180
2024	$3,971.00 (+18.08%)	$80,605 (+31.62%) Land $8,092 Building $72,513	$230,300 (+31.62%) Land $23,120 Building $207,180
2023	$3,363.00 (+2.75%)	$61,240 (-) Land $6,104 Building $55,136	$174,970 Land $17,440 Building $157,530
2022	$3,273.00	$61,240 Land $6,100 Building $55,140
2021			$174,970 Land $17,440 Building $157,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 King St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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