22 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 22 King St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-112-024`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-112-024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	1,089 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1969
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	79 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 KING ST
City	OBERLIN
State	OH
Zip	44074-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62 X 78
Legal Subdivision	RUSSIA
Legal Block	112
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

22 King St is owned and occupied by two individuals who acquired it in September 2002.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 KING ST, OBERLIN, OH 44074-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2002
Deed Sale	Sep 12, 2002
Prior Sale	Sep 29, 2000 · Amount on File
Deed Document Number	854655
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	22 KING ST, OBERLIN, OH 44074-1321
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210849082
Date	Nov 12, 2021
Instrument	2021-0849082

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 22 King St was $3,777.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00	$79,960 (-0.01%) Land $4,560 Building $75,400	$228,480 (-) Land $13,040 Building $215,440
2024	$3,777.00 (+12.34%)	$79,968 (+30.63%) Land $4,564 Building $75,404	$228,480 (+30.63%) Land $13,040 Building $215,440
2023	$3,362.00 (+2.75%)	$61,216 (-0.01%) Land $3,420 Building $57,796	$174,900 Land $9,770 Building $165,130
2022	$3,272.00	$61,220 Land $3,420 Building $57,800
2021			$174,900 Land $9,770 Building $165,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 King St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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