45 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 45 King St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,164 sqft · built 1904
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Mar 2013)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-087-104-008`

Property Details

APN / Parcel Number

Primary APN	`09-00-087-104-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,164 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,666 sqft
Basement Area	832 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	240 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45 KING ST
City	OBERLIN
State	OH
Zip	44074-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING 66 X 240
Legal Subdivision	KINGS SUBDIVISION
Legal Block	104
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

45 King St is owned by a company that acquired it in May 2026 and is owner-occupied.

Source: Lorain County records, as of June 4, 2026

Owner of Record	Company Name on File
Mailing Address	9804 MADELAINE CT, ELLICOTT CITY, MD 21042-4918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit OHIO EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2013 · Amount on File
Deed Sale	Mar 18, 2013 · Amount on File
Deed Document Number	2013452799
Last Transfer Date	May 13, 2026
Transfer Doc	0000096838
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 21, 2026
Property Address	45 KING ST, OBERLIN, OH 44074-1321
Document Number	0000096838
Instrument Date	May 13, 2026
Instrument	202696838
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9804 MADELAINE CT, ELLICOTT CITY, MD 21042-4918

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45 KING ST, OBERLIN, OH 44074-1321
Document Number	0000667687
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 KING ST OBERLIN OH 440741321, OBERLIN, OH 44074-1321

Mortgage

Document Number	0000667687
Date	Apr 9, 2018
Instrument	667687

Lender

Name	OHIO EDUCATIONAL CU
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 King St was $5,041 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,041.00 Homeowner's exemption	$107,310 (-) Land $8,150 Building $99,160	$306,600 (-) Land $23,280 Building $283,320
2024	$5,041.00 (+29.22%)	$107,310 (+50.54%) Land $8,148 Building $99,162	$306,600 (+50.55%) Land $23,280 Building $283,320
2023	$3,901.00 (+2.74%)	$71,282 (+%) Land $6,143 Building $65,139	$203,660 Land $17,550 Building $186,110
2022	$3,797.00	$71,280 Land $6,140 Building $65,140
2021			$203,660 Land $17,550 Building $186,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 King St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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