Worcester County and Spencer Town property record for 40 Howe Rd, Spencer, MA 01562
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 4,910 sqft · built 1987 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $116 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R19 B:00014 L:00000 |
| Primary APN | SPEN M:00R19 B:00014 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Building Area | 4,910 sqft Living Area |
| Gross Area | 8,979 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Roof Material | Galvanized Metal |
| Lot Area | 784,080 sqft (18 acres) |
| Street Address | 40 HOWE RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 14 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HOWE RD, SPENCER, MA 01562-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116.00 (+17.17%) | $8,440 (-2.76%) Land $8,440 | $786,505 |
| 2024 | $99.00 (-6.6%) | $8,680 (-1.36%) Land $8,680 | |
| 2023 | $106.00 | $8,800 Land $8,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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