Worcester County and Spencer Town property record for 39 Howe Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1999 |
| Lot Size | 1.28 acres (55,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2021) |
| Tax Bill | $55 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R18 B:00015 L:00000 |
| Primary APN | SPEN M:00R18 B:00015 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 4,760 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,890 sqft (1.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 39 HOWE RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 15 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 HOWE RD, SPENCER, MA 01562-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE |
| Jul 16, 2019 | Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2014 · Amount on Record |
| Deed Book / Page | 66037 / 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 10, 2021 |
| Property Address | 39 HOWE RD, SPENCER, MA 01562-2711 |
| Document Number | 66037-30 |
| Book / Page | 66037 / 30 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 127621 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 HOWE RD, SPENCER, MA 01562-2711 |
| Document Number | 127622 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 127622 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 39 HOWE RD, SPENCER, MA 01562-2711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60708-221 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 60708/221 |
| Instrument | 67913 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2044 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55.00 (-98.98%) | $473,900 (+0.11%) Land $55,900 Building $418,000 | $549,100 |
| 2024 | $5,416.00 (+6.7%) | $473,400 (+12.47%) Land $55,900 Building $417,500 | |
| 2023 | $5,076.00 | $420,900 Land $55,900 Building $365,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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