17 Howe Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 17 Howe Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1989
Lot Size	2.14 acres (93,541 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jan 2021)
Tax Bill	$5,441 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R23 B:00042 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R23 B:00042 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,841 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,541 sqft (2.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	17 HOWE RD
City	SPENCER
State	MA
Zip	01562-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	LAND CHARLTON MASS
Legal Block	42
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2019
Census Tract	726100

Owner

17 Howe Rd is owned and occupied by an individual who bought it in January 2021.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17 HOWE RD, SPENCER, MA 01562-2711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Oct 25, 2007 · Amount on File
Deed Document Number	20216283
Deed Book / Page	64230 / 297
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	64230-297
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jan 14, 2021
Property Address	17 HOWE RD, SPENCER, MA 01562-2711
Document Number	64230-297
Book / Page	64230 / 297
Instrument Date	Dec 30, 2020
Instrument	6283
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HOWE RD, SPENCER, MA 01562-2711

Mortgage

Document Number	6284
Date	Jan 14, 2021
Instrument	6284

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 17 Howe Rd was $5,441, up 9,975.9% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,441.00 (+9,975.93%)	$495,500 (+6.86%) Land $67,500 Building $428,000	$516,572 (+24.83%)
2025	$54.00 (-98.91%)	$463,700 (+6.82%) Land $59,500 Building $404,200	$413,820
2024	$4,966.00 (+4.2%)	$434,100 (+9.84%) Land $59,500 Building $374,600
2023	$4,766.00	$395,200 Land $59,500 Building $335,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Howe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Howe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howe Rd

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