27 Hidden Harbor Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 27 Hidden Harbor Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,019 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Jun 2022)
Tax Bill	$4,008 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42950-000-0020`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42950-000-0020`
Alternative APNs	`29-221-42950-000-0020` `1064933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,019 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	378 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	203 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 HIDDEN HARBOR LN
City	MIRAMAR BEACH
State	FL
Zip	32550-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 2 HIDDEN HARBOR ESTATES PB 11-42 OR 1503-71 OR 1714-370 OR 2342-374 OR 2636-4883 OR 2828-4044 OR 2920-1367 OR 3256-198
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HIDDEN HARBOR ESTATES
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950608

Owner

27 Hidden Harbor Ln is owned and occupied by an individual who bought it in June 2022.

Source: Walton County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	27 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Deed Document Number	202227669
Deed Book / Page	3256 / 198
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0029201367
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 13, 2022
Property Address	27 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Document Number	0032560198
Book / Page	3256 / 198
Map Reference	MB 11 PG 42&42A
Instrument Date	Jun 9, 2022
Instrument	20220027669
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6923, MIRAMAR BEACH, FL 32550-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931

Mortgage

Document Number	0003256200
Date	Jun 13, 2022
Instrument	3256/200

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	27 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031753922
Date	Dec 30, 2020
Book Page	3175/3922
Instrument	20200053959

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 27 Hidden Harbor Ln was $4,008, down 2.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,008.00 (-2.15%)	$443,620 Land $77,000 Building $366,620	$443,620 Land $77,000 Building $366,620
2024	$4,096.00 (+1.21%)
2023	$4,047.00 (+47%)	$445,430 (+32.92%) Land $69,088 Building $376,342	$445,430 (+32.92%) Land $69,088 Building $376,342
2022	$2,753.00	$335,102 Land $56,097 Building $279,005	$335,102 Land $56,097 Building $279,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Hidden Harbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Hidden Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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