Bay County property record for 40 Gulf Loop, Panama City Beach, FL 32408 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,128 sqft Heated Area |
| Lot Size | 828 sqft (0.019 acres) |
| Last Sale | $45,000 (1998) |
| Tax Bill | $4,120.00 (2025) |
| Primary APN | 31439-119-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,128 sqft Heated Area |
| Gross Area | 1,600 sqft Gross Area |
| 1st Floor | 1,128 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 828 sqft (0.019 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 270 sqft Driveway |
| Porch | 1 Porch |
| Porch Area | 472 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 40 GULF LOOP |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 119 BLK 1 ORB 1788 P 1966 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | VENTURE OUT/PANAMA CITY BEACH |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 2607 |
Source: Bay County records · APN 31439-119-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3251 CHASE RD, ATLANTA, GA 30341-4309 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 1998 · Amount on Record |
| Deed Sale | May 01, 1998 · Amount on Record |
| Deed Doc Number | 0017881966 |
| Deed Book / Page | 1788 / 1966 |
| Record Refreshed | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 (+17.25%) | $373,196 (+20.39%) Land $218,075 Building $155,121 | $373,196 (+20.39%) Land $218,075 Building $155,121 |
| 2023 | $3,514.00 (+23.6%) | $310,001 (+21.01%) Land $205,726 Building $104,275 | $310,001 (+21.01%) Land $205,726 Building $104,275 |
| 2022 | $2,843.00 | $256,187 Land $170,000 Building $86,187 | $256,187 Land $170,000 Building $86,187 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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