Bay County property record for 30 Gulf Loop, Panama City Beach, FL 32408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1988 |
| Lot Size | 0.019 acres (828 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $140,000 (Jul 2013) |
| Tax Bill | $3,746 (2025) |
| Deeds & Mortgages | May 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31439-129-000 |
| Primary APN | 31439-129-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 880 sqft Heated Area |
| Gross Area | 1,150 sqft |
| 1st Floor Area | 880 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 828 sqft (0.019 acres) |
| Driveway | Driveway |
| Driveway Area | 252 sqft |
| Porch | Porch |
| Porch Area | 270 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 30 GULF LOOP |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 129 BLK 1 ORB 3533 P 2284 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | VENTURE OUT/PANAMA CITY BEACH |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 2607 |
The current owner of 30 Gulf Loop bought it in July 2013.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 18 PARKPLACE CT, DOTHAN, AL 36301-2100 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2013 · Amount on File |
| Deed Sale | Jul 30, 2013 · Amount on File |
| Deed Document Number | 2013045025 |
| Deed Book / Page | 3533 / 2284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 30 E GULF BLVD, PANAMA CITY BEACH, FL 32408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042550478 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 4255/478 |
| Instrument | 2020033935 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 30 Gulf Loop was $3,746.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,746.00 | $359,250 Land $218,075 Building $141,175 | $359,250 Land $218,075 Building $141,175 |
| 2023 | $3,107.00 (+26.51%) | $283,443 (+27.06%) Land $205,726 Building $77,717 | $283,443 (+27.06%) Land $205,726 Building $77,717 |
| 2022 | $2,456.00 | $223,075 Land $170,000 Building $53,075 | $223,075 Land $170,000 Building $53,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Gulf Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,268 units insured incl. 957 condo units |
| Nearby Flood Claims | 254 (1978–2023) |
| Claims Outside the SFHA | 161 of 254 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Gulf Loop is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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