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58 Gulf Loop, Panama City Beach, FL 32408 Property Records

Bay County property record for 58 Gulf Loop, Panama City Beach, FL 32408

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 420 sqft · built 1985
Lot Size0.019 acres (828 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (May 2017)
Tax Bill$4,276 (2025)
Deeds & MortgagesMay 2017 Sale
Flood ZoneZone X (minimal risk)
APN31439-101-000

Property Details

APN / Parcel Number

Primary APN31439-101-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area420 sqft Heated Area
Gross Area876 sqft
1st Floor Area420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area828 sqft (0.019 acres)
DrivewayDriveway
Driveway Area168 sqft
PorchPorch
Porch Area456 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address58 GULF LOOP
CityPANAMA CITY BEACH
StateFL
Zip32408
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionVENTURE OUT TRAVEL TRAIL LOT 101 BLK 1 ORB 980 P 492 ORB 3911 P 328
Legal Range15W
Legal Township04S
Legal Section16
Legal SubdivisionVENTURE OUT/PANAMA CITY BCH IN
Legal Block1
Legal Lot Number101
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1037
Census Tract2607

Owner

58 Gulf Loop, a mobile home, is owned by two individuals who bought it in May 2017.

Source: Bay County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2805 E MAIN ST, RUSSELLVILLE, AR 72802-6009
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2017 · Amount on File
Deed SaleMay 5, 2017 · Amount on File
Prior SaleApr 12, 2005 · Amount on File
Deed Document Number0003898520
Deed Book / Page3898 / 520
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 5, 2017
Property Address58 E GULF BLVD, PANAMA CITY BEACH, FL 32408
Document Number0038980520
Book / Page003898 / 000520
Instrument DateMay 5, 2017
Instrument25616
Transaction TypeTransfer
Record UpdatedJun 1, 2017
Title CompanyMTI TITLE INSURANCE AGENCY INC

Transaction

AmountAmount on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 N ARKANSAS AVE RUSSELLVILLE AR 728013935, RUSSELLVILLE, AR 72801-3935

Tax Assessment & Valuation

The 2025 property tax bill for 58 Gulf Loop was $4,276.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,276.00$371,924 Land $218,075 Building $153,849$371,924 Land $218,075 Building $153,849
2023$3,613.00 (+17.99%)$303,223 (+9.64%) Land $205,726 Building $97,497$303,223 (+9.64%) Land $205,726 Building $97,497
2022$3,062.00$276,563 Land $170,000 Building $106,563$276,563 Land $170,000 Building $106,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Gulf Loop in Zone X, an area of minimal flood risk, though there have been 254 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 311 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,268 units insured
incl. 957 condo units
Nearby Flood Claims254 (1978–2023)
Claims Outside the SFHA161 of 254
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 46 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 58 Gulf Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on Gulf Loop

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