Worcester County property record for 40 Gloucester Rd, Ocean Pines, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,437 sqft Total Area |
| Lot Size | 10,439 sqft (0.24 acres) |
| Garage | Attached, 484 sqft |
| Last Sale | $459,900 (2021) |
| Tax Bill | $4,445.00 (2025) |
| Primary APN | 03-046559 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,437 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,439 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 139 sqft Deck |
| Porch Area | 90 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 046559 |
|---|---|
| Street Address | 40 GLOUCESTER RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1584 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT B-11-101 10439 SQ FT GLOUCESTER ROAD PL OCEAN PINES SEC 11 |
| Legal Subdivision | OCEAN PINES SECTION 11 |
| Legal Lot Number | 101 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 5, OCEAN PINES |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 951102 |
Source: Worcester County records · APN 03-046559
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 MONET CT, WILLIAMSTOWN, NJ 08094-6321 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Oct 06, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 21, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2019 · Amount on Record |
| Deed Book / Page | 8189 / 22 |
| Transfer Doc | 0000345384 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 40 GLOUCESTER RD, OCEAN PINES, MD 21811-1584 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069570015 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 6957/015 |
| Instrument | 6957-015 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 01, 2032 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 06, 2021 |
| Property Address | 40 GLOUCESTER RD, OCEAN PINES, MD 21811-1584 |
| Document Number | 0081890022 |
| Book / Page | 8189 / 22 |
| Instrument Date | Sep 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 609 MONET COURT, WILLIAMSTOWN, NJ 08094 |
| Document Number | 0000818930 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 8189/30 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 40 GLOUCESTER RD, OCEAN PINES, MD 21811-1584 |
| Document Number | 0074760405 |
| Book / Page | 7476 / 405 |
| Map Reference | MB FWH 19 FO 7 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MARYLAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 GLOUCESTER RD, 40, BERLIN, MD 21811-1584 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 40 GLOUCESTER RD, BERLIN, MD 21811-1584 |
| Document Number | 0007476410 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 7476/410 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 40 GLOUCESTER RD, OCEAN PINES, MD 21811-1584 |
| Document Number | 0071980190 |
| Instrument Date | Apr 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 40 GLOUCESTER RD OCEAN PINES MD 218111584, OCEAN PINES, MD 21811-1584 |
| Document Number | 0071980190 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 007198/000190 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,667 (+32.13%) | $559,700 (+26.46%) Land $82,500 Building $477,200 | |
| 2025 | $4,445.00 (+17.87%) | ||
| 2023 | $3,771.00 | $394,067 | $442,600 Land $82,500 Building $360,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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