25 Gloucester Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 25 Gloucester Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,100 sqft · built 1991
Lot Size	0.179 acres (7,811 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (May 2021)
Tax Bill	$2,733 (2026)
Deeds & Mortgages	Mar 2023 Mortgage May 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`03-038122`

Property Details

APN / Parcel Number

Primary APN	`03-038122`
Alternative APN	`038122`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,811 sqft (0.179 acres)
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038122
Street Address	25 GLOUCESTER RD
City	BERLIN
State	MD
Zip	21811-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-146 7811 SQ FT GLOUCESTER RD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	146
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1008
Census Tract	951102

Owner

25 Gloucester Rd is owned by two individuals who bought it in May 2021.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 STONEWAIN CT, 1B, TOWSON, MD 21204-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 27, 2021	Special Warranty Deed, Transfer CAPITOL TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Feb 24, 2014 · Amount on File
Deed Book / Page	8069 / 338
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	25 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GLOUCESTER RD, BERLIN, MD 21811-1584

Mortgage

Document Number	0085400187
Date	Mar 7, 2023
Book Page	8540/187

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	May 27, 2021
Property Address	25 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Document Number	0080690338
Book / Page	8069 / 338
Map Reference	MB FWH 19 FO 7
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 STONEWAIN CT APT 1B, 1B, TOWSON, MD 21204-1204

Tax Assessment & Valuation

The 2026 property tax bill for 25 Gloucester Rd was $2,733, up 9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,733.00 (+8.97%)	$296,133	$320,500 Land $80,800 Building $239,700
2025	$2,508.00
2023	$2,116.00	$221,200	$247,400 Land $80,800 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Gloucester Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Gloucester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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