32 Gloucester Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 32 Gloucester Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1994
Lot Size	0.217 acres (9,442 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2020)
Tax Bill	$1,971 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-072762`

Property Details

APN / Parcel Number

Primary APN	`03-072762`
Alternative APN	`072762`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,442 sqft (0.217 acres)
Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	072762
Street Address	32 GLOUCESTER RD
City	BERLIN
State	MD
Zip	21811-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-127 9442 SQ FT GLOUCESTER RD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	127
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1013
Census Tract	951102

Owner

32 Gloucester Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 GLOUCESTER RD, BERLIN, MD 21811-1584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 1, 2020	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Feb 22, 2005 · Amount on File
Deed Book / Page	7699 / 385
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	32 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084110044
Date	Jun 21, 2022
Book Page	8411/44

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 1, 2020
Property Address	32 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Document Number	0076990385
Book / Page	007699 / 000385
Instrument Date	Jun 17, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	BRENNAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TARA CT SELBYVILLE DE 199759132, SELBYVILLE, DE 19975-9132

Mortgage

Document Number	76990392
Date	Jul 1, 2020
Book Page	007699/000392

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 32 Gloucester Rd was $1,971 with a homeowner's exemption, up 1.4% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,971.00 (+1.44%) Homeowner's exemption	$292,433	$316,800 Land $82,000 Building $234,800
2025	$1,943.00 Homeowner's exemption
2023	$1,861.00 Homeowner's exemption	$223,267	$243,700 Land $82,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Gloucester Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Gloucester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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