40 Gingerwood, Irvine, CA 92603 Property Records

Orange County property record for 40 Gingerwood, Irvine, CA 92603

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,586 sqft · built 2004
Owner	Company Name on Record
Last Sale	$920,000 (Jul 2019)
Tax Bill	$11,470 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931-216-90`

Property Details

APN / Parcel Number

Primary APN	`931-216-90`
Alternative APN	`478-442-25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 GINGERWOOD
City	IRVINE
State	CA
Zip	92603-0114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16324 BLK LOT 7 UN 320 TRACT 16324, LOT 7 OF PROJECT 931-21 LOCATED ON
Legal Subdivision	WHISPERING GLEN
Legal Tract	16324
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2010
Census Tract	62655

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 3, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Jul 3, 2019	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	2019237025
Last Transfer Date	May 11, 2020
Transfer Doc	0000230099
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GINGERWOOD, IRVINE, CA 92603-0114

Mortgage

Document Number	0000469847
Date	Jul 23, 2021
Instrument	2021000469847

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 21, 2020
Property Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Document Number	0000230099
Instrument Date	May 11, 2020
Instrument	230099
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 GINGERWOOD IRVINE CA 926030114, IRVINE, CA 92603-0114

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2019
Property Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Document Number	0000237024
Instrument Date	Jun 24, 2019
Instrument	237024
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	151 KALMUS DR #M7 COSTA MESA CA 926265980, M7, COSTA MESA, CA 92626-5980

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2019
Property Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Document Number	0000237027
Instrument Date	Jun 21, 2019
Instrument	237027
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7009 NEWPORT BEACH CA 926587009, NEWPORT BEACH, CA 92658-7009

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2019
Property Address	40 GINGERWOOD, IRVINE, CA 92603-0114
Document Number	0000237025
Map Reference	MB 838 PG 11-20
Instrument Date	Jun 14, 2019
Instrument	2019000237025
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 KALMUS DR STE M7, M7, COSTA MESA, CA 92626-5980

Mortgage

Document Number	0000237026
Date	Jul 3, 2019
Instrument	2019000237026

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,026,275 (+2%) Land $776,554 Building $249,721
2025	$11,470.00 (-7.27%) Homeowner's exemption	$1,006,152 (+4.04%) Land $761,327 Building $244,825
2023	$12,369.00 (+1.94%) Homeowner's exemption	$967,083 Land $731,764 Building $235,319
2022	$12,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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