40 Frontier Lake Dr, Springfield, IL 62707 Property Records

Sangamon County property record for 40 Frontier Lake Dr, Springfield, IL 62707

Property Summary

Property TypeSingle Family Home
Lot Size0.79 acres (34,452 sqft)
OwnerIndividual Name on Record
Tax Bill$5,791 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-13.0-176-005

Property Details

APN / Parcel Number

Primary APN13-13.0-176-005
Alternative APN
  • 13130176005 (CHECK DIGIT = 9)

Exterior

Lot Area34,452 sqft (0.79 acres)

Location & Zoning

Account Number13130176005
Street Address40 FRONTIER LAKE DR
CitySPRINGFIELD
StateIL
Zip62707-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 40 FRONTIER LAKE ESTATES PLAT 3
Legal SubdivisionFRONTIER LAKE ESTATES
JurisdictionSANGAMON IL
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1031
Census Tract3601

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 1997
Deed SaleAug 27, 1997
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address40 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R18924
DateSep 9, 2019
Instrument2019R18924
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueAug 27, 2059
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address40 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R18919
DateSep 9, 2019
Instrument2019R18919
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueAug 20, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionGardner Township
Unified School DistrictPleasant Plains Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,791.00 (+12.14%)$97,780 (+22.63%) Land $16,056 Building $81,724$293,340 (+22.63%) Land $48,168 Building $245,172
2022$5,164.00 Homeowner's exemption Senior Citizen's exemption$79,734 Land $13,092 Building $66,642$239,202 Land $39,276 Building $199,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
300 / 60

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