Sangamon County property record for 38 Frontier Lake Dr, Springfield, IL 62707
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.663 acres (28,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (May 2024) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13.0-176-003 |
| Primary APN | 13-13.0-176-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 28,899 sqft (0.663 acres) |
|---|
| Account Number | 13130176003 |
|---|---|
| Street Address | 38 FRONTIER LAKE DR |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62707-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 38 FRONTIER LAKE ESTATES PLAT 3 |
| Legal Subdivision | FRONTIER LAKE ESTATES |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 3601 |
Source: Sangamon County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Apr 12, 2001 · Amount on Record |
| Deed Document Number | 20247244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 38 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646 |
| Document Number | 0000005727 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20265727 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646 |
| Document Number | 0000005727, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20265727 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 38 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R09479 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023R09479 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 15, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 38 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-9646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020R04497 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020R04497 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Gardner Township |
| Unified School District | Pleasant Plains Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,067.00 (+2.28%) Homeowner's exemption | $81,928 (+6.02%) Land $11,545 Building $70,383 | $245,784 (+6.02%) Land $34,635 Building $211,149 |
| 2024 | $4,954.00 (+8.45%) | $77,276 (+15.67%) Land $10,889 Building $66,387 | $231,828 (+15.67%) Land $32,667 Building $199,161 |
| 2022 | $4,568.00 Homeowner's exemption | $66,808 Land $9,414 Building $57,394 | $200,424 Land $28,242 Building $172,182 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
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