46 Frontier Lake Dr, Springfield, IL 62707 Property Records

Sangamon County property record for 46 Frontier Lake Dr, Springfield, IL 62707

Property Summary

Property Type	Single Family Home
Lot Size	0.837 acres (36,473 sqft)
Owner	Individual Name on Record
Last Sale	$265,200 (Sep 2014)
Tax Bill	$6,185 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13.0-126-020`

Property Details

APN / Parcel Number

Primary APN	`13-13.0-126-020`
Alternative APN	`13130126020 (CHECK DIGIT = 0)`

Exterior

Lot Area	36,473 sqft (0.837 acres)

Location & Zoning

Account Number	13130126020
Street Address	46 FRONTIER LAKE DR
City	SPRINGFIELD
State	IL
Zip	62707-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 46 FRONTIER LAKE ESTATES PLAT 3
Legal Subdivision	FRONTIER LAKE ESTATES
Jurisdiction	SANGAMON IL
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1031
Census Tract	3601

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-7726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	46 FRONTIER LAKE DR, SPRINGFIELD, IL 62707-7726
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R23637
Date	Oct 29, 2019
Instrument	2019R23637

Lender

Name	ISPFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Gardner Township
Unified School District	Pleasant Plains Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,185.00 (+10.55%)	$98,682 (+22.63%) Land $19,187 Building $79,495	$296,046 (+22.63%) Land $57,561 Building $238,485
2022	$5,595.00 Homeowner's exemption	$80,470 Land $15,646 Building $64,824	$241,410 Land $46,938 Building $194,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60