40 David St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 40 David St, Chicopee, MA 01020 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage1,568 sqft Living Area
Lot Size8,502 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$346,000 (2020)
Tax Bill$6,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN288-00007
Alternative APN
  • CHIC M:0288 P:00007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,568 sqft Living Area
Gross Area2,772 sqft Gross Area
Basement Area1,044 sqft Basement
Unfinished Basement1,044 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,502 sqft (0.195 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number288-00007
Street Address40 DAVID ST
CityCHICOPEE
StateMA
Zip01020-3704
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup1
Census Block1003
Census Tract810601

Owner

Source: Hampden County and Chicopee City records · APN 288-00007

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 DAVID ST, CHICOPEE, MA 01020-3704
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 03, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 21, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 02, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Prior SaleJan 24, 2007 · Amount on Record
Deed Doc Number202035583
Deed Book / Page23295 / 213
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Recording DateJul 09, 2026
Property Address40 DAVID ST, CHICOPEE, MA 01020-3704
Document Number0000031992
Book / Page26410 / 361
Instrument DateJun 15, 2026
Instrument202631992
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DAVID ST, CHICOPEE, MA 01020-3704

Mortgage

Document Number0000031992,
DateJul 09, 2026
Book Page26410/361
Instrument202631992
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term289 Months
DueAug 01, 2050
Interest
Rate6.36%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 DAVID ST, CHICOPEE, MA 01020-3704
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025103-289
DateAug 03, 2023
Book Page25103/289
Instrument35944
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueSep 01, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 DAVID ST, CHICOPEE, MA 01020-3704
Transaction TypeMortgage
Record UpdatedJul 08, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024599-484
DateJun 21, 2022
Book Page24599/484
Instrument37016
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueJul 01, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJul 02, 2020
Property Address40 DAVID ST, CHICOPEE, MA 01020-3704
Document Number023295-213
Book / Page23295 / 213
Instrument DateJun 29, 2020
Instrument35583
Transaction TypeTransfer
Record UpdatedApr 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WASHINGTON AVE # 2ND, HOLYOKE, MA 01040-3536

Mortgage

Document Number0000035584
DateJul 02, 2020
Instrument35584
Lender
NameOCMBC INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,364.00 (+4.4%)$419,800 (+1.65%) Land $75,700 Building $344,100$368,030
2024$6,096.00 (+6.78%)$413,000 (+9.61%) Land $75,700 Building $337,300
2023$5,709.00$376,800 Land $75,700 Building $301,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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