20 David St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 20 David St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,252 sqft · built 2009
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Oct 2009)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`288-00009`

Property Details

APN / Parcel Number

Primary APN	`288-00009`
Alternative APN	`CHIC M:0288 P:00009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,252 sqft Living Area
Gross Area	2,630 sqft Gross Area
1st Floor Area	1,252 sqft 1st Floor
Basement Area	216 sqft Basement
Unfinished Basement	216 sqft Unfinished
Stories	1 Story

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	288-00009
Street Address	20 DAVID ST
City	CHICOPEE
State	MA
Zip	01020-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1003
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records · APN 288-00009

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 DAVID ST, CHICOPEE, MA 01020-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2009 · Amount on Record
Deed Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	200971192
Deed Book / Page	18040 / 333
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	20 DAVID ST, CHICOPEE, MA 01020-3704
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025993-21
Date	Aug 20, 2025
Book Page	25993/21
Instrument	38800

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,879.00 (+5.32%)	$387,800 (+2.54%) Land $110,800 Building $277,000	$323,570
2024	$5,582.00 (+4.53%)	$378,200 (+7.29%) Land $108,600 Building $269,600
2023	$5,340.00	$352,500 Land $98,700 Building $253,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.