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10 David St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 10 David St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,280 sqft · built 1954
Lot Size0.314 acres (13,684 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2015)
Tax Bill$4,287 (2025)
Deeds & MortgagesJan 2025 Refinance
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN288-00008

Property Details

APN / Parcel Number

Primary APN288-00008
Alternative APN
  • CHIC M:0288 P:00008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area3,524 sqft
1st Floor Area1,280 sqft
Basement Area1,490 sqft
Unfinished Basement1,490 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,684 sqft (0.314 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number288-00008
Street Address10 DAVID ST
CityCHICOPEE
StateMA
Zip01020-3704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1003
Census Tract810601

Owner

Source: Hampden County and Chicopee City records · APN 288-00008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 DAVID ST, CHICOPEE, MA 01020-3704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
NEW AMERICAN FUNDING
Jun 29, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2015 · Amount on Record
Deed SaleSep 29, 2015 · Amount on Record
Prior SaleJan 29, 2010 · Amount on Record
Deed Book / Page20890 / 303
Last Transfer DateJun 24, 2021
Transfer Doc023969-547
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address10 DAVID ST, CHICOPEE, MA 01020-3704
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025744-542
DateJan 31, 2025
Book Page25744/542
Instrument4685
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 01, 2040

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 29, 2021
Property Address10 DAVID ST, CHICOPEE, MA 01020-3704
Document Number023969-544
Book / Page23969 / 544
Instrument DateJun 24, 2021
Instrument44961
Transaction TypeTransfer
Record UpdatedJul 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 DAVID ST, CHICOPEE, MA 01020-3704

Mortgage

Document Number0000044962
DateJun 29, 2021
Instrument44962
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,287.00 (+5.46%)$282,800 (+2.69%) Land $112,800 Building $170,000$315,495
2024$4,065.00 (+8.05%)$275,400 (+10.91%) Land $110,600 Building $164,800
2023$3,762.00$248,300 Land $100,500 Building $147,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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