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40 Cross Winds Dr, Clyde, NC 28721 Property Records

Haywood County property record for 40 Cross Winds Dr, Clyde, NC 28721

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,344 sqft · built 2008
Lot Size0.049 acres (2,134 sqft)
OwnerIndividual on Record
Last Sale$220,000 (Feb 2021)
Tax Bill$1,893 (2025)
Deeds & MortgagesMay 2023 Transfer
Feb 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN8637-13-6827

Property Details

APN / Parcel Number

Primary APN8637-13-6827
Alternative APNs
  • 140452
  • 278406

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area2,033 sqft
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Lot Area2,134 sqft (0.049 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number278406
Street Address40 CROSS WINDS DR
CityCLYDE
StateNC
Zip28721-9703
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCR2
Legal Description#4 PH1 CROSS WINDS
Legal SubdivisionCROSS WINDS
Legal Phase1
Legal Unit4
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group4
Census Block4002
Census Tract920502

Owner

Source: Haywood County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address2177 S LAKESHORE DR, LAKE JUNALUSKA, NC 28745-8703
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Intrafamily Transfer, Transfer
Feb 10, 2021Warranty Deed, Transfer
Feb 10, 2021Warranty Deed, Transfer
Nov 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Prior SaleSep 7, 2010 · Amount on Record
Deed Document Number20211576
Deed Book / Page1021 / 684
Prior Transfer DateNov 22, 2019
Prior Transfer Doc0009860966
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAYWOOD NC
Recording DateMay 9, 2023
Property Address40 CROSS WINDS DR, CLYDE, NC 28721-9703
Document Number0010860262
Book / Page1086 / 262
Map ReferenceMB B PG 5
Instrument DateMay 3, 2023
Instrument2023003873
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2177 S LAKESHORE DR, LAKE JUNALUSKA, NC 28745-8703

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 10, 2021
Property Address40 CROSS WINDS DR, CLYDE, NC 28721-9703
Document Number0010210684
Book / Page1021 / 684
Map ReferenceCAB C SL 5067
Instrument DateJan 25, 2021
Instrument2021001576
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 CROSS WINDS DR, CLYDE, NC 28721-9703

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 879, LAKE JUNALUSKA, NC 28745-0879
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 10, 2021
Property Address40 CROSS WINDS DR, CLYDE, NC 28721-9703
Document Number0000210684
Book / Page1021 / 684
Map ReferenceCAB C SL 5067
Instrument DateJan 25, 2021
Instrument2021001576
Transaction TypeTransfer
Record UpdatedMar 11, 2021

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 CROSS WINDS DR, 40, CLYDE, NC 28721-9703

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 879, LAKE JUNALUSKA, NC 28745-0879

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateNov 25, 2019
Property Address40 CROSS WINDS DR, CLYDE, NC 28721-9703
Document Number0009860966
Book / Page000986 / 000966
Instrument DateNov 22, 2019
Instrument11065
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 CROSS WINDS DR CLYDE NC 287219703, CLYDE, NC 28721-9703

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,200 (-) Land $25,000 Building $206,200
2025$1,893.00$231,200 (-) Land $25,000 Building $206,200$231,200 (-) Land $25,000 Building $206,200
2023$231,200 Land $25,000 Building $206,200$231,200 (-) Land $25,000 Building $206,200
2021$231,200 Land $25,000 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNALUSKA SANITARY DISTRICT
serves 5,138 people · EPA ID NC0144035
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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