18 Cross Winds Dr, Clyde, NC 28721 Property Records

Haywood County property record for 18 Cross Winds Dr, Clyde, NC 28721

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	0.049 acres (2,134 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jan 2020)
Tax Bill	$841 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8637-13-6965`

Property Details

APN / Parcel Number

Primary APN	`8637-13-6965`
Alternative APN	`260884`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	2,026 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Lot Area	2,134 sqft (0.049 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	260884
Street Address	18 CROSS WINDS DR
City	CLYDE
State	NC
Zip	28721-9703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR2
Legal Description	#2 PH 1 CROSS WINDS
Legal Subdivision	CROSS WINDS
Legal Phase	1
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4002
Census Tract	920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CROSS WINDS DR, CLYDE, NC 28721-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	May 12, 2008 · Amount on Record
Deed Document Number	2020809
Deed Book / Page	990 / 730
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 27, 2020
Property Address	18 CROSS WINDS DR, CLYDE, NC 28721-9703
Document Number	0009900730
Book / Page	990 / 0730
Map Reference	CAB C SL 5067
Instrument Date	Jan 21, 2020
Instrument	2020000809
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 FOOTHILLS CV, 59, CLYDE, NC 28721-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CROSS WINDS DR, CLYDE, NC 28721-9703

Mortgage

Document Number	0000990733
Date	Jan 27, 2020
Instrument	990/733

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,500 (-) Land $25,000 Building $199,500
2025	$841.00	$224,500 (-) Land $25,000 Building $199,500	$224,500 (-) Land $25,000 Building $199,500
2023		$224,500 Land $25,000 Building $199,500	$224,500 (-) Land $25,000 Building $199,500
2021			$224,500 Land $25,000 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20