Haywood County property record for 14 Cross Winds Dr, Clyde, NC 28721
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2007 |
| Lot Size | 0.049 acres (2,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Mar 2025) |
| Tax Bill | $1,842 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-14-6080 |
| Primary APN | 8637-14-6080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 2,026 sqft |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Lot Area | 2,134 sqft (0.049 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 287587 |
|---|---|
| Street Address | 14 CROSS WINDS DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-9703 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR2 |
| Legal Description | #1 PH 1 CROSS WINDS |
| Legal Subdivision | CROSS WINDS |
| Legal Phase | 1 |
| Legal Unit | 1 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 CROSS WINDS DR, CLYDE, NC 28721-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| May 20, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Prior Sale | May 9, 2008 · Amount on Record |
| Deed Document Number | 20251627 |
| Deed Book / Page | 1123 / 2247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Mar 6, 2025 |
| Property Address | 14 CROSS WINDS DR, CLYDE, NC 28721-9703 |
| Document Number | 0011232247 |
| Book / Page | 1123 / 2247 |
| Map Reference | CAB C SL 5067 |
| Instrument Date | Mar 6, 2025 |
| Instrument | 2025001627 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 173, WAYNESVILLE, NC 28786-0173 |
| Name | Verified Name |
|---|---|
| Address | 14 CROSS WINDS DR, CLYDE, NC 28721-9703 |
| Document Number | 0011232250 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 1123/2250 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 14 CROSS WINDS DR, CLYDE, NC 28721-9703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009282331 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 928/2331 |
| Instrument | 2017004545 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 20, 2021 |
| Property Address | 14 CROSS WINDS DR, CLYDE, NC 28721-9703 |
| Document Number | 0010310676 |
| Book / Page | 1031 / 676 |
| Map Reference | CAB C SLOT 5067 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021006257 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 SADDLE UP DR, FRANKLIN, NC 28734-7631 |
| Name | Verified Name |
|---|---|
| Address | 48 LITTLE MOUNTAIN RD, WAYNESVILLE, NC 28786-8142 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,500 (-) Land $25,000 Building $199,500 | ||
| 2025 | $1,842.00 | $224,500 (-) Land $25,000 Building $199,500 | $224,500 (-) Land $25,000 Building $199,500 |
| 2023 | $224,500 Land $25,000 Building $199,500 | $224,500 (-) Land $25,000 Building $199,500 | |
| 2021 | $224,500 Land $25,000 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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