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40 Cosmo Dr, Chico, CA 95926 Property Records

Butte County property record for 40 Cosmo Dr, Chico, CA 95926 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,790 sqft · built 2002
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Nov 2004)
Tax Bill$6,610 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-770-037-000

Property Details

APN / Parcel Number

Primary APN043-770-037-000
Alternative APNs
  • 043021077000
  • 043-770-037

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,790 sqft Living Area
1st Floor Area1,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area499 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number043-770-037
Street Address40 COSMO DR
CityCHICO
StateCA
Zip95926-5217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT #9 VIAL ESTATES SUB.
Legal SubdivisionVIAL ESTATES SUB
Legal Lot Number9
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1000
Census Tract601

Owner

Source: Butte County records · APN 043-770-037-000

Assessment roll updated July 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 COSMO DR, CHICO, CA 95926-5217
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Line of Credit
U S BANK N A
Feb 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2004 · Amount on Record
Deed SaleNov 30, 2004 · Amount on Record
Prior SaleNov 27, 2002 · Amount on Record
Deed Document Number200472827
Prior Transfer DateNov 15, 2004
Prior Transfer Doc0000074116
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Recording DateMay 07, 2026
Property Address40 COSMO DR, CHICO, CA 95926-5217
Document Number0000013162
Instrument DateApr 29, 2026
Instrument202613162
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COSMO DR, CHICO, CA 95926-5217
InvestorPossibly a Property Investor

Mortgage

Document Number0000013162,
DateMay 07, 2026
Instrument202613162
Lender
NameU S BANK N A
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 08, 2056
Interest
Rate6.46%
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address40 COSMO DR, CHICO, CA 95926-5217
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyTIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005222
DateFeb 07, 2020
Instrument2020-0005222
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address40 COSMO DR, CHICO, CA 95926-5217
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COSMO DR, CHICO, CA 95926-5217

Mortgage

Document Number0000044509
DateOct 26, 2020
Instrument2020-0044509
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 21, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,610.00 (+15.48%)$475,000 (+1.06%) Land $190,000 Building $285,000
2024$473,850
2023$5,724.00 (+0.83%)$470,000 Land $190,000 Building $280,000
2022$5,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070006011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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