1 Cosmo Dr, Chico, CA 95926 Property Records

Butte County property record for 1 Cosmo Dr, Chico, CA 95926

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3 bd · 2 ba · 1,440 sqft · built 2003
Lot Size0.279 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jul 2009)
Tax Bill$7,116 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-770-029-000

Property Details

APN / Parcel Number

Primary APN043-770-029-000
Alternative APN
  • 043021069000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Lot Area12,196 sqft (0.279 acres)
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number043021069000
Street Address1 COSMO DR
CityCHICO
StateCA
Zip95926-5202
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT #1 VIAL ESTATES SUB.
Legal SubdivisionVIAL ESTATES SUB
Legal Lot Number1
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1000
Census Tract601

Owner

Source: Butte County records · APN 043-770-029-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1 COSMO DR, CHICO, CA 95926-5202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Jul 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
May 03, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BANC HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Prior SaleJul 31, 2009 · Amount on Record
Deed Document Number0000027742
Last Transfer DateMay 03, 2017
Transfer Doc0000015353
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1 COSMO DR, CHICO, CA 95926-5217
Transaction TypeMortgage
Record UpdatedSep 11, 2023
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 COSMO DR, CHICO, CA 95926-5217

Mortgage

Document Number0000020989
DateAug 11, 2023
Instrument2023-0020989
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1 COSMO DR, CHICO, CA 95926-5217
Document Number0000028902
Instrument DateJul 09, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 COSMO DR CHICO CA 959265217, CHICO, CA 95926-5217

Mortgage

Document Number0000028902
DateJul 23, 2020
Instrument28902
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUTTE CA
Recording DateMay 03, 2017
Property Address1 COSMO DR, CHICO, CA 95926-5217
Document Number0000015353
Instrument DateApr 28, 2017
Instrument15353
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 COSMO DR CHICO CA 959265217, CHICO, CA 95926-5217

Mortgage

Document Number15354
DateMay 03, 2017
Instrument15354
Lender
NameBANC HM LNS
TypeBank
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 02, 2047

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,116.00 (+60.63%)$517,866 (+46.46%) Land $167,797 Building $350,069
2023$4,430.00 (+1.7%)$353,583 Land $161,282 Building $192,301
2022$4,356.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: DigitalPath, Race Telecommunications, UnWired Broadband Holding, Verizon.

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cosmo Dr

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