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25 Cosmo Dr, Chico, CA 95926 Property Records

Butte County property record for 25 Cosmo Dr, Chico, CA 95926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,790 sqft · built 2003
Lot Size0.209 acres (9,147 sqft)
Owner2 Company Names on File
Tax Bill$5,304 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN043-770-034-000

Property Details

APN / Parcel Number

Primary APN043-770-034-000
Alternative APN
  • 043021074000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,790 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Lot Area9,147 sqft (0.209 acres)
Garage TypeAttached
Garage Area499 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number043021074000
Street Address25 COSMO DR
CityCHICO
StateCA
Zip95926-5217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT #6 VIAL ESTATES SUB.
Legal SubdivisionVIAL ESTATES SUB
Legal Lot Number6
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1000
Census Tract601

Owner

Source: Butte County records · APN 043-770-034-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address25 COSMO DR, CHICO, CA 95926-5217
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Jul 06, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Prior SaleJan 31, 2003 · Amount on Record
Last Transfer DateNov 13, 2024
Transfer Doc0000029593
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address25 COSMO DR, CHICO, CA 95926-5217
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 COSMO DR, CHICO, CA 95926-5217

Mortgage

Document Number0000041042
DateOct 01, 2020
Instrument2020-0041042
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address25 COSMO DR, CHICO, CA 95926-5217
Document Number0000025343
Instrument DateJul 06, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 COSMO DR CHICO CA 959265217, CHICO, CA 95926-5217

Mortgage

Document Number0000025343
DateJul 25, 2017
Instrument25343
Lender
NameBANK OF AMERICA
TypeBank
AddressROCKY POINT, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,304.00 (+21.71%) Homeowner's exemption$368,458 (+4.04%) Land $123,095 Building $245,363
2023$4,358.00 (+1.73%) Homeowner's exemption$354,152 Land $118,316 Building $235,836
2022$4,284.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070006011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 474 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: DigitalPath, Race Telecommunications, UnWired Broadband Holding, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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