40 Co Rd 498, Centre, AL 35960 Property Records

Cherokee County property record for 40 Co Rd 498, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1978
Lot Size	3.88 acres (169,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Apr 2026)
Tax Bill	$1,365 (2026)
Deeds & Mortgages	May 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-13-05-22-0-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-002.004`
Alternative APNs	`ALT APN:1305220000002004` `215647` `2162`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	169,350 sqft (3.88 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	384 sqft

Location & Zoning

Account Number	215647
Street Address	40 COUNTY ROAD 498
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 OF COREY COVE S/D, PB 8/30
Legal Range	10E
Legal Township	10S
Legal Section	22
Legal Subdivision	COREY COVE
Legal Lot Number	7-8
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1010
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 COUNTY ROAD 498, CENTRE, AL 35960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Correction Deed NONE LISTED ON DOCUMENT
Apr 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 31, 2025	Warranty Deed, Transfer JODI GRAY MCCLENDON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	2026243490
Last Transfer Date	May 6, 2026
Transfer Doc	0000243786
Record Updated	Oct 29, 2026

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 15, 2026
Property Address	40 COUNTY ROAD 498, CENTRE, AL 35960
Document Number	0000243786
Instrument Date	May 6, 2026
Instrument	2026243786
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$50.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 27, 2026
Property Address	40 COUNTY ROAD 498, CENTRE, AL 35960
Document Number	0000243490
Instrument Date	Apr 24, 2026
Instrument	2026.243490
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$10,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032
Investor	Possibly a Property Investor

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 31, 2025
Property Address	40 COUNTY ROAD # 498, 498, CENTRE, AL 35960
Document Number	0000241874
Map Reference	MB 8 PG 30
Instrument Date	Dec 9, 2025
Instrument	241874
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 COUNTY ROAD 498, CENTRE, AL 35960-6033

Mortgage

Document Number	0000241875
Date	Dec 31, 2025
Instrument	241875

Lender

Name	JODI GRAY MCCLENDON
Type	Private Party
Address	1242 COUNTY ROAD 433, CROSSVILLE, AL 35962

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,365.00 (+7.06%)
2025	$1,275.00 (+6.96%)	$22,380 (-20.36%) Land $22,080 Building $300	$154,000 (+8.45%) Land $112,000 Building $42,000
2024	$1,192.00	$28,100 (-1.06%) Land $20,000 Building $8,100	$142,000 (-) Land $100,000 Building $42,000
2023	$1,192.00 (+1%)	$28,400 (+177.34%)	$142,000 (+0.14%) Land $100,000 Building $42,000
2022	$596.00	$10,240 Land $10,000 Building $240	$141,800 Land $100,000 Building $41,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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