Cherokee County property record for 20 Co Rd 498, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,288 sqft · built 2003 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,600 (Sep 2022) |
| Tax Bill | $934 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-05-22-0-000-002.023 |
| Primary APN | 13-13-05-22-0-000-002.023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 860 sqft |
| Account Number | 19023 |
|---|---|
| Street Address | 20 COUNTY ROAD 498 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 5 & 6 OF COREY COVE SD 8/30; BEG @ THE NE COR SD LOT 6;S167;W167;N154;E167 TO POB |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | COREY COVE |
| Legal Lot Number | 5-6 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 956102 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 COUNTY ROAD 498, CENTRE, AL 35960-6031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on Record |
| Deed Sale | Sep 21, 2022 · Amount on Record |
| Prior Sale | Mar 2, 2004 |
| Deed Document Number | 2022226300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 21, 2022 |
| Property Address | 20 COUNTY ROAD 498, CENTRE, AL 35960-6031 |
| Document Number | 0000226300 |
| Map Reference | PB 8 PG 30 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 226300 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COUNTY ROAD 498, 20, CENTRE, AL 35960-6031 |
| Name | Verified Name |
|---|---|
| Address | 20 COUNTY ROAD 498, CENTRE, AL 35960-6031 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934.00 (+7.23%) | ||
| 2025 | $871.00 | $25,320 (+5.15%) Land $620 Building $24,700 | $253,000 (+5.15%) Land $6,100 Building $246,900 |
| 2024 | Additional exemption filed | $24,080 (-) Land $560 Building $23,520 | $240,600 (-) Land $5,500 Building $235,100 |
| 2023 | $827.00 (+22.16%) Additional exemption filed | $24,080 (-) | $240,600 (-) Land $5,500 Building $235,100 |
| 2022 | $677.00 Additional exemption filed | $24,080 Land $560 Building $23,520 | $240,600 Land $5,500 Building $235,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE (outdoors only), no 5G reported
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