180 Co Rd 498, Centre, AL 35960 Property Records

Cherokee County property record for 180 Co Rd 498, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2021
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,400 (Aug 2025)
Tax Bill	$2,009 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-13-05-22-0-000-002.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-002.005`
Alternative APNs	`ALT APN:1305220000002005` `206012`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Mixed

Exterior Amenities

Porch	Screened Porch
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	206012
Street Address	180 COUNTY ROAD 498
City	CENTRE
State	AL
Zip	35960-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, COREY COVE SD, PB 8 PG 30
Legal Range	10E
Legal Township	10S
Legal Section	22
Legal Subdivision	COREY COVE
Legal Lot Number	9
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1010
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Aug 29, 2025	Warranty Deed, Transfer
Aug 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	2025240163
Prior Transfer Date	Sep 16, 2008
Prior Transfer Doc	0000156428
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	May 4, 2026
Property Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032
Document Number	0000243628
Instrument Date	Apr 6, 2026
Instrument	2026243628
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032

Mortgage

Document Number	0000243628,
Date	May 4, 2026
Instrument	2026243628

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2056

Interest

Rate	6%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 29, 2025
Property Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032
Document Number	0000240163
Map Reference	MB 8 PG 30
Instrument Date	Aug 29, 2025
Instrument	240163
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 15, 2018
Property Address	180 COUNTY ROAD 498, CENTRE, AL 35960-6032
Document Number	0000203928
Instrument Date	Aug 10, 2018
Instrument	203928
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 GEORGE RD SW, CAVE SPRING, GA 30124-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 GEORGE RD SW, CAVE SPRING, GA 30124-2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,009.00 (+64.4%)
2025	$1,222.00 (+2%) Homeowner's exemption	$27,100 (+137.3%) Land $9,100 Building $18,000	$303,700 (+2.02%) Land $91,000 Building $212,700
2024	$1,198.00 Additional exemption filed	$11,420 (-61.68%) Land $8,140 Building $3,280	$297,700 (-) Land $81,300 Building $216,400
2023	$1,198.00 Homeowner's exemption	$29,800 (+160.95%)	$297,700 (-) Land $81,300 Building $216,400
2022	$1,198.00 Homeowner's exemption	$11,420 Land $8,140 Building $3,280	$297,700 Land $81,300 Building $216,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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