40 Cloutier Rd, Lancaster, NH 03584 Property Records

Coos County and Northumberland Town property record for 40 Cloutier Rd, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,026 sqft · built 1989
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Aug 2013)
Tax Bill	$8,345 (2024)
Deeds & Mortgages	Apr 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NRLD M:240 L:030`

Property Details

APN / Parcel Number

Primary APN	`NRLD M:240 L:030`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	4,608 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 CLOUTIER RD
City	LANCASTER
State	NH
Zip	03584-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Lot Number	30
Jurisdiction	NORTHUMBERLAND NH
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1041
Census Tract	950400

Owner

Source: Coos County and Northumberland Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CLOUTIER RD, LANCASTER, NH 03584-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Prior Sale	Nov 20, 2008 · Amount on Record
Deed Book / Page	1384 / 970
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	40 CLOUTIER RD, LANCASTER, NH 03584-4201
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001625-159
Date	Apr 26, 2023
Book Page	1625/159
Instrument	2301590

Lender

Name	STONEWATER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Coos County and Northumberland Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Northumberland Town
Unified School District	Northumberland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,345.00 (+4.96%)	$371,870 (-) Land $142,500 Building $229,370
2023	$7,951.00 (+25.27%)	$371,870 (+93.7%) Land $142,500 Building $229,370	$339,815
2022	$6,347.00	$191,980 Land $33,800 Building $158,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1981–2019)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVETON WATER SYS serves 2,650 people · EPA ID NH1781010
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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