14 Cloutier Rd, Lancaster, NH 03584 Property Records

Coos County and Northumberland Town property record for 14 Cloutier Rd, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1999
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2018)
Tax Bill	$8,038 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NRLD M:240 L:032`

Property Details

APN / Parcel Number

Primary APN	`NRLD M:240 L:032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	4,124 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft (3.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 CLOUTIER RD
City	LANCASTER
State	NH
Zip	03584-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Lot Number	32
Jurisdiction	NORTHUMBERLAND NH
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1041
Census Tract	950400

Owner

14 Cloutier Rd is owned and occupied by an individual who bought it in July 2018.

Source: Coos County and Northumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	14 CLOUTIER RD, LANCASTER, NH 03584-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage TD BK NA
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit PASSUMPSIC SVGS BK/NH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Deed Document Number	20183177
Deed Book / Page	1493 / 75
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Recording Date	Oct 1, 2026
Property Address	14 CLOUTIER RD, LANCASTER, NH 03584-4201
Document Number	0000004213
Book / Page	1715 / 43
Instrument Date	Sep 30, 2026
Instrument	20264213
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLOUTIER RD, LANCASTER, NH 03584-4201

Mortgage

Document Number	0000004213,
Date	Oct 1, 2026
Book Page	1715/43
Instrument	20264213

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHUMBERLAND NH
Recording Date	Jul 26, 2018
Property Address	14 CLOUTIER RD, LANCASTER, NH 03584-4201
Document Number	0014930075
Book / Page	001493 / 000075
Instrument Date	Jul 25, 2018
Instrument	1803177
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLOUTIER RD LANCASTER NH 035844201, LANCASTER, NH 03584-4201

Mortgage

Document Number	14930077
Date	Jul 26, 2018
Book Page	001493/000077
Instrument	1803178

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND NH
Property Address	14 CLOUTIER RD, LANCASTER, NH 03584-4201
Document Number	0014670011
Book / Page	001467 / 000011
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 CLOUTIER RD LANCASTER NH 035844201, LANCASTER, NH 03584-4201

Mortgage

Document Number	0014670011
Date	Jun 26, 2017
Book Page	001467/000011
Instrument	2513

Lender

Name	PASSUMPSIC SVGS BK/NH
Type	Federal Savings Bank
Address	LANCASTER, NH 03584-0351

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Coos County and Northumberland Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Northumberland Town
Unified School District	Northumberland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,038.00 (+6.01%)	$358,180 (+1%) Land $162,200 Building $195,980
2023	$7,582.00 (+21.64%)	$354,620 (+88.09%) Land $162,200 Building $192,420	$309,795
2022	$6,233.00	$188,540 Land $40,000 Building $148,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cloutier Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1981–2019)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cloutier Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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