31 Cloutier Rd, Lancaster, NH 03584 Property Records

Coos County and Northumberland Town property record for 31 Cloutier Rd, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 1990
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (May 2019)
Tax Bill	$7,906 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NRLD M:240 L:026`

Property Details

APN / Parcel Number

Primary APN	`NRLD M:240 L:026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,985 sqft Living Area
Gross Area	4,848 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 CLOUTIER RD
City	LANCASTER
State	NH
Zip	03584-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Lot Number	26
Jurisdiction	NORTHUMBERLAND NH
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1041
Census Tract	950400

Owner

Source: Coos County and Northumberland Town records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CLOUTIER RD, LANCASTER, NH 03584-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
May 24, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	20191840
Deed Book / Page	1511 / 542
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND NH
Property Address	31 CLOUTIER RD, LANCASTER, NH 03584-4200
Document Number	0015500119
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CLOUTIER RD LANCASTER NH 035844200, LANCASTER, NH 03584-4200

Mortgage

Document Number	0015500119
Date	Nov 9, 2020
Book Page	001550/000119
Instrument	2005057

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND NH
Property Address	31 CLOUTIER RD, LANCASTER, NH 03584-4200
Document Number	0015290780
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CLOUTIER RD LANCASTER NH 035844200, LANCASTER, NH 03584-4200

Mortgage

Document Number	0015290780
Date	Feb 11, 2020
Book Page	001529/000780
Instrument	2000580

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHUMBERLAND NH
Recording Date	May 24, 2019
Property Address	31 CLOUTIER RD, LANCASTER, NH 03584-4200
Document Number	0015110542
Book / Page	001511 / 000542
Instrument Date	May 20, 2019
Instrument	1901840
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61 ROLLINS ST LAWRENCE MA 018411470, LAWRENCE, MA 01841-1470

Mortgage

Document Number	15110544
Date	May 24, 2019
Book Page	001511/000544
Instrument	1901841

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Coos County and Northumberland Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Northumberland Town
Unified School District	Northumberland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,906.00 (+4.97%)	$352,300 (-) Land $142,300 Building $210,000
2023	$7,532.00 (+33.62%)	$352,300 (+106.63%) Land $142,300 Building $210,000	$340,480
2022	$5,637.00	$170,500 Land $33,700 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1981–2019)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVETON WATER SYS serves 2,650 people · EPA ID NH1781010
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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