31 Clark St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 31 Clark St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1957
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$716,000 (Nov 2018)
Tax Bill	$17,562 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00448-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`03-00448-0000-00016`
Alternative APNs	`030044800016` `4933005`

Interior

Stories	1 Story
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4933005
Street Address	31 CLARK ST
City	CRANFORD
State	NJ
Zip	07016-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLANDS
Legal Block	448
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4016
Census Tract	37400

Owner

31 Clark St is owned and occupied by two individuals who bought it in November 2018.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 CLARK ST, CRANFORD, NJ 07016-2763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 7, 2018	Deed, Transfer ACRES LAND TITLE AGENCY INC
Dec 5, 2017	Grant Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Nov 29, 1982
Deed Document Number	2018306625
Deed Book / Page	6294 / 744
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	31 CLARK ST, CRANFORD, NJ 07016-2763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145942637
Date	Sep 11, 2019
Book Page	14594/2637
Instrument	678390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 7, 2018
Property Address	31 CLARK ST, CRANFORD, NJ 07016-2763
Document Number	0062940744
Book / Page	6294 / 0744
Map Reference	MAP68C
Instrument Date	Oct 29, 2018
Instrument	306625
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$6,414.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 GREAVES PL, 30, CRANFORD, NJ 07016-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLARK ST, CRANFORD, NJ 07016-2763

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 5, 2017
Property Address	31 CLARK ST, CRANFORD, NJ 07016-2763
Document Number	0062320126
Book / Page	006232 / 000126
Instrument Date	Dec 4, 2017
Instrument	294270
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$367.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 GREAVES PL CRANFORD NJ 070161839, CRANFORD, NJ 07016-1839

Tax Assessment & Valuation

The 2025 property tax bill for 31 Clark St was $17,562, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,300 (-) Land $78,900 Building $163,400	$242,300 (-) Land $78,900 Building $163,400
2025	$17,562.00 (+6.92%)	$242,300 Land $78,900 Building $163,400	$242,300 Land $78,900 Building $163,400
2024	$16,425.00
2023		$242,300 Land $78,900 Building $163,400	$242,300 Land $78,900 Building $163,400
2022	$16,020.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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