40 Boston Dr, Berlin, MD 21811 Property Records

Worcester County property record for 40 Boston Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,220 sqft · built 1984
Lot Size	0.176 acres (7,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2020)
Tax Bill	$2,852 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-056341`

Property Details

APN / Parcel Number

Primary APN	`03-056341`
Alternative APN	`056341`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,675 sqft (0.176 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	280 sqft
Deck Area	155 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	056341
Street Address	40 BOSTON DR
City	BERLIN
State	MD
Zip	21811-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W-11-048 7675 SQ FT BOSTON DR PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SECTION ELEVEN
Legal Lot Number	48
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1011
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 BOSTON DR, BERLIN, MD 21811-1597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 5, 2025	Intrafamily Transfer, Transfer EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 24, 2020	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Book / Page	7582 / 141
Last Transfer Date	Oct 27, 2025
Transfer Doc	0090360427
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BOSTON DR, BERLIN, MD 21811-1597

Mortgage

Document Number	0090250361
Date	Oct 16, 2025
Book Page	9025/361

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Nov 5, 2025
Property Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597
Document Number	0090360427
Book / Page	9036 / 427
Map Reference	MB 19 FO 7
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597

Mortgage

Document Number	0081500495
Date	Aug 26, 2021
Book Page	8150/495

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 24, 2020
Property Address	40 BOSTON DR, OCEAN PINES, MD 21811-1597
Document Number	0075820141
Book / Page	7582 / 141
Map Reference	MB FWH19 FO 7
Instrument Date	Jan 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MARYLAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8556 HORSESHOE LN, 8556, POTOMAC, MD 20854-4840

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 BOSTON DR # W, W, BERLIN, MD 21811-1597

Mortgage

Document Number	0007582146
Date	Jan 24, 2020
Instrument	7582/146

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00 (+6.9%)	$309,033 (+6.91%)	$329,000 (-) Land $104,500 Building $224,500
2025	$2,668.00 (+10.57%)	$289,067 (+14.6%)	$329,000 (+22.26%) Land $104,500 Building $224,500
2023	$2,413.00	$252,233	$269,100 Land $104,500 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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