40 Arch St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 40 Arch St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,730 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2023)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:12D-00800 B:222 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12D-00800 B:222 L:0`
Alternative APNs	`LUDL M:12D B:800 P:222` `360`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	3,052 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	360
Street Address	40 ARCH ST
City	LUDLOW
State	MA
Zip	01056-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES B
Legal Block	800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1012
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 ARCH ST, LUDLOW, MA 01056-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 16, 2022	Quit Claim Deed, Transfer
Sep 14, 2022	Redemption Deed, Transfer
Sep 7, 2022	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 24, 2023
Property Address	40 ARCH ST, LUDLOW, MA 01056-2101
Document Number	024980-381
Book / Page	24980 / 381
Instrument Date	Apr 24, 2023
Instrument	18258
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 PINE ST, HARDWICK, MA

Mortgage

Document Number	0000018259
Date	Apr 24, 2023
Instrument	18259

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 16, 2022
Property Address	40 ARCH ST, LUDLOW, MA 01056-2101
Document Number	024807-442
Book / Page	24807 / 442
Instrument Date	Nov 10, 2022
Instrument	67759
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259

September 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 14, 2022
Property Address	40 ARCH ST, LUDLOW, MA 01056-2101
Document Number	024724-397
Book / Page	24724 / 397
Instrument Date	Sep 8, 2022
Instrument	55535
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Sep 7, 2022
Property Address	40 ARCH ST, LUDLOW, MA 01056-2101
Document Number	024714-387
Book / Page	24714 / 387
Instrument Date	Sep 1, 2022
Instrument	54029
Transaction Type	Foreclosure
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SQUANTO RD, WEYMOUTH, MA 02191-1617

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00 (+43.77%)	$313,500 (+49.93%) Land $69,400 Building $244,100	$351,785 (+8.53%)
2024	$3,783.00 (+5.08%)	$209,100 (+13.33%) Land $69,500 Building $139,600	$324,140
2023	$3,600.00	$184,500 Land $61,000 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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