17 Arch St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 17 Arch St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,547 sqft · built 1948
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Jun 2019)
Tax Bill	$4,388 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12C-00800 B:159 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12C-00800 B:159 L:0`
Alternative APNs	`LUDL M:12C B:800 P:159` `350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	2,876 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	350
Street Address	17 ARCH ST
City	LUDLOW
State	MA
Zip	01056-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES B
Legal Block	800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1000
Census Tract	810403

Owner

17 Arch St is owned and occupied by an individual who bought it in June 2019.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17 ARCH ST, LUDLOW, MA 01056-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Deed Document Number	201932095
Deed Book / Page	22711 / 403
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	22711-403
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 17, 2019
Property Address	17 ARCH ST, LUDLOW, MA 01056-2102
Document Number	22711-403
Book / Page	22711 / 403
Instrument Date	Jun 13, 2019
Instrument	32095
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 RIVERDALE RD #H # H, H, AMHERST, MA

Mortgage

Document Number	32096
Date	Jun 17, 2019
Instrument	32096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	17 ARCH ST, LUDLOW, MA 01056-2102
Document Number	21985-275
Book / Page	021985 / 000275
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21985-275
Date	Dec 13, 2017
Book Page	021985/000275
Instrument	73838

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 17 Arch St was $4,388, down 2.6% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,388.00 (-2.62%)	$274,100 (+5.54%) Land $81,800 Building $192,300	$304,509 (-0.49%)
2025	$4,506.00 (+3.28%)	$259,700 (+7.67%) Land $74,300 Building $185,400	$305,995 (+4.85%)
2024	$4,363.00 (+6.29%)	$241,200 (+14.64%) Land $74,300 Building $166,900	$291,840
2023	$4,105.00	$210,400 Land $65,200 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Arch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Arch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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