22 Arch St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 22 Arch St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 1960
Lot Size0.156 acres (6,795 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Jan 2015)
Tax Bill$4,171 (2026)
Deeds & MortgagesApr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNM:12D-00800 B:220 L:0

Property Details

APN / Parcel Number

Primary APNM:12D-00800 B:220 L:0
Alternative APNs
  • LUDL M:12D B:800 P:220
  • 358

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Gross Area4,460 sqft
Basement Area1,476 sqft
Unfinished Basement1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,795 sqft (0.156 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number358
Street Address22 ARCH ST
CityLUDLOW
StateMA
Zip01056-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES B
Legal Block800
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1012
Census Tract810403

Owner

22 Arch St is owned by two individuals who bought it in January 2015.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18 MARGARET LN, LUDLOW, MA 01056-1550
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2015 · Amount on File
Deed SaleJan 7, 2015 · Amount on File
Record UpdatedOct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateApr 24, 2017
Property Address22 ARCH ST, LUDLOW, MA 01056-2101
Document Number21650-151
Book / Page021650 / 000151
Instrument DateFeb 28, 2017
Instrument21809
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 RUGBY RD FEEDING HILLS MA 010301721, FEEDING HILLS, MA 01030-1721

Tax Assessment & Valuation

The 2026 property tax bill for 22 Arch St was $4,171, up 0.5% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,171.00 (+0.51%)$260,500 (+8.9%) Land $79,000 Building $181,500$303,845 (+7.47%)
2025$4,150.00 (+5.46%)$239,200 (+9.98%) Land $71,800 Building $167,400$282,720 (+1.88%)
2024$3,935.00 (+5.55%)$217,500 (+13.81%) Land $71,800 Building $145,700$277,495
2023$3,728.00$191,100 Land $63,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Arch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Arch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Arch St

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