Pinellas County property record for 40 Arbor Ln, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft · built 1984 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $361,900 (Jun 2019) |
| Tax Bill | $8,582 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Jun 2019 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-0859-0 |
| Primary APN | C62-000-759-0859-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 3,047 sqft |
| 1st Floor Area | 2,090 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R98043 |
|---|---|
| Street Address | 40 ARBOR LN |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | EAST LAKE WOODLANDS UNIT 1 LOT 143 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 9 |
| Legal Subdivision | EAST LAKE WOODLANDS |
| Legal Tract | 23925 |
| Legal Lot Number | 143 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 27325 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 949 BROADWAY, DUNEDIN, FL 34698-5717 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2020 | Loan Modification, Mortgage CENTERSTATE BK NA |
| Jun 26, 2019 | Warranty Deed, Transfer HILLSBOROUGH TITLE INC |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2003 · Amount on Record |
| Deed Document Number | 2019204048 |
| Deed Book / Page | 20593 / 1178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 40 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0208981307 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 152 DEVON DR CLEARWATER FL 337672438, CLEARWATER, FL 33767-2438 |
| Document Number | 0208981307 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 020898/001307 |
| Instrument | 65444 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | 35320 US HIGHWAY 19 N, PALM HARBOR, FL 34684-1916 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 40 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0205931178 |
| Book / Page | 020593 / 001178 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 204048 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,533.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2551 DREW ST #201 CLEARWATER FL 337652851, 201, CLEARWATER, FL 33765-2851 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 40 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0200772379 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 40 ARBOR LN OLDSMAR FL 346772001, OLDSMAR, FL 34677-2001 |
| Document Number | 0200772379 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 020077/002379 |
| Instrument | 178412 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,582.00 (+14.14%) | $468,050 (+4.95%) Land $158,446 Building $309,604 | $468,050 (+4.95%) Land $158,446 Building $309,604 |
| 2023 | $7,519.00 (+6.74%) | $445,989 (+3.25%) | $445,989 (+3.25%) Land $197,390 Building $248,599 |
| 2022 | $7,044.00 | $431,939 | $431,939 Land $246,338 Building $185,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 267 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 267 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 14 of 22 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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