Pinellas County property record for 10 Arbor Ln, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,318 sqft · built 1979 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $515,000 (Jan 2022) |
| Tax Bill | $9,037 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-0862-4 |
| Primary APN | C62-000-759-0862-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 2,318 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 120 ft deep x 105 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R98046 |
|---|---|
| Street Address | 10 ARBOR LN |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | EAST LAKE WOODLANDS UNIT 1 LOT 146 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 9 |
| Legal Subdivision | EAST LAKE WOODLANDS |
| Legal Tract | 23925 |
| Legal Lot Number | 146 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 27325 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer ATTORNEY |
| Mar 24, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Jun 2, 2011 · Amount on Record |
| Deed Document Number | 202223296 |
| Deed Book / Page | 21902 / 1724 |
| Prior Transfer Date | Dec 20, 2010 |
| Prior Transfer Doc | 0171230159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 10 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0219021724 |
| Book / Page | 21902 / 1724 |
| Map Reference | MB 75 PG 9-12 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022023296 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4500 SAND PIPER DR # 45133, 4500, REHOBOTH BEACH, DE 19971-2748 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1048 BELL LN, NAPA, CA 94558-2138 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0209462622 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 ARBOR LN OLDSMAR FL 346772001, OLDSMAR, FL 34677-2001 |
| Document Number | 0209462622 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 020946/002622 |
| Instrument | 108459 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0207781245 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ARBOR LN OLDSMAR FL 346772001, OLDSMAR, FL 34677-2001 |
| Document Number | 0207781245 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 020778/001245 |
| Instrument | 373514 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 19, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 10 ARBOR LN, OLDSMAR, FL 34677-2001 |
| Document Number | 0206920613 |
| Book / Page | 020692 / 000613 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 295399 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 ARBOR LN OLDSMAR FL 346772001, OLDSMAR, FL 34677-2001 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,037.00 (+2.5%) | $493,247 (+4.92%) Land $163,622 Building $329,625 | $493,247 (+4.92%) Land $163,622 Building $329,625 |
| 2024 | $8,817.00 (+3.06%) | ||
| 2023 | $8,555.00 (+204.67%) | $470,096 (+140.15%) | $470,096 (+3.41%) Land $202,796 Building $267,300 |
| 2022 | $2,808.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $195,749 | $454,616 Land $252,132 Building $202,484 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 267 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 267 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 14 of 22 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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