110 Arbor Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 110 Arbor Ln, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,065 sqft · built 1979
Lot Size0.334 acres (14,527 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Apr 2017)
Tax Bill$6,467 (2025)
Deeds & MortgagesOct 2019 Mortgage
May 2019 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APNC62-000-759-0863-2

Property Details

APN / Parcel Number

Primary APNC62-000-759-0863-2
Alternative APNs
  • 09-28-16-23925-000-1470
  • 281609239250001470
  • R98047

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,065 sqft Living Area
Gross Area3,880 sqft
1st Floor Area1,765 sqft
Upper Floors Area1,300 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,527 sqft (0.334 acres)
Lot Dimensions118 ft deep x 119 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area311 sqft
Deck Area1,000 sqft
Patio Area1,000 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR98047
Street Address110 ARBOR LN
CityOLDSMAR
StateFL
Zip34677-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionEAST LAKE WOODLANDS UNIT 1 LOT 147 & THAT PART OF LOT 148 DESC BEG MOST SLY COR OF SD LOT 148 TH N60D2700W 13FT TH N29D3300E 105FT TH N70D2752E 19.85FT TO MOST NLY COR OF LOT 147 TH S29D3300W 120FT TO POB
Legal Range16E
Legal Township28S
Legal Section9
Legal SubdivisionEAST LAKE WOODLANDS
Legal Tract23925
Legal Lot Number147
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2012
Census Tract27325

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 ARBOR LN, OLDSMAR, FL 34677-2000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
May 16, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2017Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2017 · Amount on Record
Deed SaleApr 26, 2017 · Amount on Record
Prior SaleOct 2, 2013 · Amount on Record
Deed Document Number2017128867
Deed Book / Page19605 / 1016
Prior Transfer DateOct 22, 2004
Prior Transfer Doc0139110671
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address110 ARBOR LN, OLDSMAR, FL 34677-2000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207532307
DateOct 31, 2019
Book Page20753/2307
Instrument2019351186
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address110 ARBOR LN, OLDSMAR, FL 34677-2000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205402162
DateMay 16, 2019
Book Page20540/2162
Instrument2019154238
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 4, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address110 ARBOR LN, OLDSMAR, FL 34677-2000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 ARBOR LN, OLDSMAR, FL 34677-2000

Mortgage

Document Number0211461394
DateSep 1, 2020
Book Page21146/1394
Instrument2020260322
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 26, 2017
Property Address110 ARBOR LN, OLDSMAR, FL 34677-2000
Document Number0196051016
Book / Page19605 / 1016
Map ReferenceMB75N PG9
Instrument DateApr 21, 2017
Instrument2017128867
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySTAR TITLE PARTNERS OF TAMPA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address515 DUQUE RDRF, 515, LUTZ, FL 33549

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 ARBOR LN, OLDSMAR, FL 34677-2000

Mortgage

Document Number2017128868
DateApr 26, 2017
Instrument2017128868
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,467.00 (+7.46%) Homeowner's exemption$392,610 (+5.99%)$586,572 (+4.52%) Land $170,036 Building $416,536
2023$6,018.00 (+2.73%) Homeowner's exemption$370,432 (+3%)$561,230 (+21.72%) Land $215,457 Building $345,773
2022$5,858.00 Homeowner's exemption$359,643$461,067 Land $202,889 Building $258,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 267 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies267 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA14 of 22
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Arbor Ln

Nearby Streets

Search Property Records by Address or Parcel Number