St. Charles County property record for 4 Winding Trails Cir, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,088 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,767 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000585 |
| Primary APN | A952000585 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,420 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A952000585 |
|---|---|
| Street Address | 4 WINDING TRAILS CIR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING WOODS #2 LOT 69 |
| Legal Subdivision | WINDING WOODS #2 |
| Legal Lot Number | 69 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 311733 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 403 EVERGREEN DR, SAINT CHARLES, MO 63301-1303 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO |
| Dec 6, 2022 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 |
| Deed Sale | Dec 6, 2022 |
| Prior Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 202264376 |
| Prior Transfer Date | Nov 18, 2022 |
| Prior Transfer Doc | 0000064376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 WINDING TRAILS CIR, O FALLON, MO 63366-3980 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 18 HIDDEN HILLS DR, SAINT CHARLES, MO 63303-5317 |
| Document Number | 0000065225 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021R-065225 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 16, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 6, 2022 |
| Property Address | 4 WINDING TRAILS CIR, O FALLON, MO 63366-3980 |
| Document Number | 0000064376 |
| Map Reference | MB 32 PG 24 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022R-064376 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 EVERGREEN DR, SAINT CHARLES, MO 63301-1303 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,604 (-) | $308,444 (-) Building $308,444 | |
| 2025 | $3,767.00 (+5.14%) | $58,604 (+8.29%) | $308,444 (+8.29%) Building $308,444 |
| 2024 | $3,583.00 | ||
| 2023 | $54,116 | ||
| 2022 | $284,819 Land $50,000 Building $234,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1982–1993) |
| Most Recent Claim | Jun 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Verizon.
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