2 Winding Trails Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 2 Winding Trails Cir, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,492 sqft · built 1994
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2021)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A942000759`

Property Details

APN / Parcel Number

Primary APN	`A942000759`
Alternative APN	`2-0061-7010-00-0047.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,474 sqft
Finished Basement	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	338 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A942000759
Old Parcel Number	A942000759
Street Address	2 WINDING TRAILS CIR
City	O FALLON
State	MO
Zip	63366-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #1 LOT 47
Legal Range	03E
Legal Township	47N
Legal Subdivision	WINDING WOODS #1
Legal Lot Number	47
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311733

Owner

Source: St. Charles County records · APN A942000759

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	0202176368
Deed Book / Page	2021 / 76368
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 13, 2021
Property Address	2 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Document Number	2021R076368
Map Reference	MB 31 PG 249
Instrument Date	Sep 09, 2021
Instrument	2021R-076368
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12975 DISHION LN, 12975, BOONVILLE, MO 65233-4131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	2021R076369
Date	Sep 13, 2021
Instrument	2021R-076369

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,066.00	$63,308 (+8.12%)	$333,200 (+8.12%)
2023		$58,555
2022			$308,184 Land $50,000 Building $258,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117331, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.