3 Winding Trails Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Winding Trails Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,006 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$1,244,427,500 (Apr 2026)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A942000760`

Property Details

APN / Parcel Number

Primary APN	`A942000760`
Alternative APN	`2-0061-7010-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,254 sqft
Basement Area	1,254 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A942000760
Street Address	3 WINDING TRAILS CIR
City	O FALLON
State	MO
Zip	63366-3981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #1 LOT 48
Legal Subdivision	WINDING WOODS #1
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1024
Census Tract	311733

Owner

3 Winding Trails Cir is owned by a company that bought it in April 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	3 WINDING TRAILS CIR, O FALLON, MO 63366-3981
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS MORTGAGE COMPANY
May 9, 2024	Special Warranty Deed, Transfer BCHH INC, BCHH LLC
Apr 13, 2022	Special Warranty Deed, Transfer
Sep 16, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	May 9, 2024
Deed Document Number	202615496
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000264250
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2026
Property Address	3 WINDING TRAILS CIR, O FALLON, MO 63366-3981
Document Number	0000015496
Instrument Date	Mar 26, 2026
Instrument	202615496
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016042,
Date	Apr 3, 2026
Instrument	202616042

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 9, 2031

Interest

Max Rate	-1%

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 9, 2024
Property Address	3 WINDING TRAILS CIR, O FALLON, MO 63366-3981
Document Number	0000017788
Map Reference	MB 31 PG 249
Instrument Date	May 1, 2024
Instrument	2024R-017788
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	BCHH INC, BCHH LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 13, 2022
Property Address	3 WINDING TRAILS CIR, O FALLON, MO 63366-3981
Document Number	0000021187
Map Reference	MB 31 PG 249
Instrument Date	Apr 6, 2022
Instrument	2022R-021187
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 16, 2021
Property Address	3 WINDING TRAILS CIR, O FALLON, MO 63366-3981
Document Number	2021R077565
Map Reference	MB 31 PG 249
Instrument Date	Sep 10, 2021
Instrument	2021R-077565
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 MERLE DR, 309, TROY, MO 63379-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3 Winding Trails Cir was $3,413, up 2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,035 (-)	$279,134 (-) Building $279,134
2025	$3,413.00 (+1.97%)	$53,035	$279,134 Building $279,134
2024	$3,347.00
2023		$50,503 (+34.08%)
2022	$2,690.00	$37,665	$265,806 (+34.09%) Land $50,000 Building $215,806
2021			$198,235 Land $45,000 Building $153,235

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Winding Trails Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Winding Trails Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Winding Trails Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures