4 Windhaven Dr, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4 Windhaven Dr, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,969 sqft · built 2002
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Apr 2020)
Tax Bill	$10,194 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18723-0004-00000-00`

Property Details

APN / Parcel Number

Primary APN	`18723-0004-00000-00`
Alternative APN	`49650`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,969 sqft Living Area
Gross Area	7,211 sqft
1st Floor Area	5,069 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	77,972 sqft (1.79 acres)
Lot Dimensions	223 ft deep x 319 ft wide
Garage Type	Attached
Garage Area	1,032 sqft
Driveway	Asphalt Driveway
Driveway Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	1,027 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49650
Street Address	4 WINDHAVEN DR
City	FORT SMITH
State	AR
Zip	72903-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4
Legal Range	32
Legal Township	08
Legal Section	24
Legal Subdivision	WINDHAVEN
Legal Block	3
Legal Lot Number	4
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3011
Census Tract	600

Owner

Source: Sebastian County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Apr 30, 2020	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jul 21, 2016
Deed Document Number	20209534
Last Transfer Date	Jan 1, 2022
Transfer Doc	2022F01236
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 16, 2026
Property Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608
Document Number	0000014180
Instrument Date	Jul 10, 2026
Instrument	202614180
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608

Mortgage

Document Number	0000014180,
Date	Jul 16, 2026
Instrument	202614180

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2051

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 14, 2022
Property Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608
Document Number	2022F01236
Instrument Date	Jan 1, 2022
Instrument	2022F-01236
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608

Mortgage

Document Number	2022F01237
Date	Jan 14, 2022
Instrument	2022F-01237

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 30, 2020
Property Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608
Document Number	2020F09534
Instrument Date	Apr 30, 2020
Instrument	2020F-09534
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11768, FORT SMITH, AR 72917-1768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINDHAVEN DR, FORT SMITH, AR 72903-2608

Mortgage

Document Number	2020F09535
Date	Apr 30, 2020
Instrument	2020F-09535

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	8.37%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,194.00 (+1%)	$236,626 (+48.23%) Land $50,000 Building $186,626	$1,183,130 (+48.23%) Land $250,000 Building $933,130
2023	$9,267.00	$159,630 (-) Land $40,000 Building $119,630	$798,150 (-) Land $200,000 Building $598,150
2022	$9,267.00	$159,630 Land $40,000 Building $119,630	$798,150 Land $200,000 Building $598,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber.

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