Bergen County and Emerson Borough property record for 4 Walnut Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15,082 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00503-0000-00005 |
| Primary APN | 14-00503-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 015879 |
|---|---|
| Street Address | 4 WALNUT AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X100 4LT |
| Legal Subdivision | ETNA MAP 1 |
| Legal Block | 503 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6019 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2000 |
| Deed Sale | Oct 16, 2000 |
| Prior Sale | Oct 16, 2000 |
| Deed Book / Page | 10496 / 567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Investor | Possibly a Property Investor |
| Document Number | 0057160134 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 5716/134 |
| Instrument | 2026007406 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 24, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041900282 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 4190/282 |
| Instrument | 2021089777 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2036 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,000 (-) Land $232,500 Building $208,500 | $441,000 (-) Land $232,500 Building $208,500 | |
| 2025 | $15,082.00 (+3.54%) | $441,000 (-) Land $232,500 Building $208,500 | $441,000 (-) Land $232,500 Building $208,500 |
| 2024 | $14,566.00 (+9.08%) | ||
| 2023 | $441,000 Land $232,500 Building $208,500 | $441,000 Land $232,500 Building $208,500 | |
| 2022 | $13,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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