Bergen County and Emerson Borough property record for 14 Walnut Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,434 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Aug 2012) |
| Tax Bill | $13,249 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00503-0000-00004 |
| Primary APN | 14-00503-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 015860 |
|---|---|
| Street Address | 14 WALNUT AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X100 4LT |
| Legal Block | 503 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6019 |
| Census Tract | 14000 |
14 Walnut Ave is owned and occupied by two individuals who bought it in August 2012.
Source: Bergen County and Emerson Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage H & E TELEPHONE FCU |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2012 · Amount on File |
| Deed Sale | Aug 2, 2012 · Amount on File |
| Deed Document Number | 201274209 |
| Deed Book / Page | 1111 / 1041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 14 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Document Number | 0049651066 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 4965/1066 |
| Instrument | 2023023228 |
| Name | H & E TELEPHONE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHELLE PARK, NJ 07662 |
| Amount | Amount on Record |
|---|---|
| Term | 21 Months |
| Due | Dec 31, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 WALNUT AVE, EMERSON, NJ 07630-1547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FORESCENE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0037761246 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 3776/1246 |
| Instrument | 20-106488 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Jun 1, 2045 |
The 2025 property tax bill for 14 Walnut Ave was $13,249, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,400 (-) Land $232,500 Building $154,900 | $387,400 (-) Land $232,500 Building $154,900 | |
| 2025 | $13,249.00 (+3.55%) | $387,400 Land $232,500 Building $154,900 | $387,400 Land $232,500 Building $154,900 |
| 2024 | $12,795.00 | ||
| 2023 | $387,400 Land $232,500 Building $154,900 | $387,400 Land $232,500 Building $154,900 | |
| 2022 | $11,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Walnut Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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