20 Walnut Ave, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 20 Walnut Ave, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	1,172 sqft · built 1958
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Feb 2023)
Tax Bill	$13,673 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00503-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`14-00503-0000-00003`
Alternative APNs	`140050300003` `015852`

Interior

Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	015852
Street Address	20 WALNUT AVE
City	EMERSON
State	NJ
Zip	07630-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	75X100 3LT
Legal Subdivision	LOTS/ETNA MAP #1
Legal Block	503
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	6
Census Block	6019
Census Tract	14000

Owner

Source: Bergen County and Emerson Borough records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WALNUT AVE, EMERSON, NJ 07630-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	202312776
Deed Book / Page	4933 / 644
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 15, 2023
Property Address	20 WALNUT AVE, EMERSON, NJ 07630-1547
Document Number	0049330644
Book / Page	4933 / 644
Instrument Date	Nov 30, 2022
Instrument	2023012776
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NATL LAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27202 WOODED CANYON DR, KATY, TX 77494-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WALNUT AVE, EMERSON, NJ 07630-1547

Mortgage

Document Number	2023012777
Date	Feb 15, 2023
Instrument	2023012777

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,800 (-) Land $220,000 Building $179,800	$399,800 (-) Land $220,000 Building $179,800
2025	$13,673.00 (+3.54%)	$399,800 (-) Land $220,000 Building $179,800	$399,800 (-) Land $220,000 Building $179,800
2024	$13,205.00 (+9.09%)
2023		$399,800 Land $220,000 Building $179,800	$399,800 Land $220,000 Building $179,800
2022	$12,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20