Schenectady County and Schenectady City property record for 4 Wagner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 984 sqft · built 1910 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-2-28 |
| Primary APN | 421500 59.28-2-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 504 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,200 sqft (0.073 acres) |
| Lot Dimensions | 100 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 WAGNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | WILLOW HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 59.28-2-28
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 01, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jul 22, 2019 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Oct 23, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 |
| Deed Sale | Jul 22, 2019 |
| Deed Document Number | 201932482 |
| Deed Book / Page | 2015 / 866 |
| Prior Transfer Date | Jul 08, 2019 |
| Prior Transfer Doc | 0000032482 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000022708 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5100/142 |
| Instrument | 202122708 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000054752 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 5332/881 |
| Instrument | 202354752 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 WAGNE AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000023613 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 202523613 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 22, 2019 |
| Property Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000032482 |
| Book / Page | 002015 / 000866 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 32482 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 WAGNER AVE SCHENECTADY NY 123043213, SCHENECTADY, NY 12304-3213 |
| Document Number | 32483 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 004925/000332 |
| Instrument | 32483 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 23, 2017 |
| Property Address | 4 WAGNER AVE, SCHENECTADY, NY 12304-3213 |
| Document Number | 0000047766 |
| Book / Page | 001973 / 000737 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 47766 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WAGNER AVE SCHENECTADY NY 123043213, SCHENECTADY, NY 12304-3213 |
| Document Number | 47767 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 004795/000406 |
| Instrument | 47767 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 22, 2032 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+6.53%) | $61,600 (-) Land $9,200 Building $52,400 | $102,004 (+30.82%) Land $15,234 Building $86,770 |
| 2023 | $61,600 (-) Land $9,200 Building $52,400 | $77,975 (+3.8%) Land $11,646 Building $66,329 | |
| 2022 | $61,600 Land $9,200 Building $52,400 | $75,122 Land $11,220 Building $63,902 | |
| 2021 | $3,218.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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